Why I don’t work directly with insurance panels:

I understand that navigating the complexities of insurance can be challenging, and I want to share the reasons behind my decision not to work directly with insurance companies:

1. Protecting Your Privacy and Confidentiality

When insurance is used to pay for therapy, companies often require access to sensitive information, including diagnoses, treatment plans, and session notes, for auditing and approval purposes. This can compromise the confidentiality of your personal information. By not engaging with insurance companies, I ensure that your private information remains strictly between us, safeguarding your privacy.

2. Avoiding Mandatory Mental Health Diagnoses

Insurance companies typically require a formal mental health diagnosis to approve and reimburse therapy sessions. This practice can pathologize normal life challenges and may lead to a diagnosis becoming a defining part of one's identity. I believe in focusing on your unique experiences and strengths without assigning labels, allowing for a more personalized and empowering therapeutic journey.

3. Flexibility in Therapeutic Approach and Duration

Insurance providers often impose limitations on the type and length of therapy, favoring short-term, symptom-focused treatments. Such constraints can hinder the therapeutic process, especially when addressing complex issues like trauma or personal growth. By operating independently of insurance mandates, we can tailor the therapy to your specific needs and progress at a pace that suits you best.

4. Ensuring Quality Care Without Administrative Burdens

Working directly with insurance companies involves significant administrative tasks, including extensive paperwork, billing processes, and compliance with varying policies. These demands can detract from the time and energy I dedicate to my clients. By not accepting insurance, I can focus entirely on providing you with attentive, high-quality care without the distractions of administrative obligations.

5. Addressing a Broader Range of Concerns

Many insurance plans do not cover certain types of therapy, such as couples counseling or sessions focused on personal development, as they are not deemed "medically necessary." This limitation can restrict access to valuable therapeutic support. By choosing a private-pay model, I can offer services that encompass a wide array of concerns, ensuring that you receive comprehensive care tailored to your unique situation.

I understand that this approach may require a greater financial commitment, and I am committed to providing value through personalized, confidential, and flexible care that prioritizes your well-being above all else.

You are welcome to request an invoice (also called a “superbill”) for you to submit to your insurance for their potential reimbursement rates, but please know that insurance companies do require that your diagnosis and treatment codes are provided. Please see my website page regarding questions to ask your insurance company before starting treatment with an out-of-network provider.